Boost your sales with flexible home improvement financing

Grow your home improvement business with our flexible consumer financing options

How It Works

  • 1.

    Get a tailored proposal

    Since every business is unique, we'll cater to the specific objectives of your company and create a tailor-made proposal. We’ll take the time to understand your business objectives and identify best-suited home improvement financing plans for your customers.

    Contact Us
  • 2.

    Apply to become a client

    The process of becoming a member of the Time Investment family is fairly simple. All you need to do is fill out an online application (only takes a few minutes) and you'll officially become a part of the Time Investment clientele.

    Apply Here
  • 3.

    Start submitting loans

    Once we approve your online application, we'll take you through a streamlined process to get you on-board by providing one-on-one training sessions. You can then start submitting the financing applications on behalf of your customers.

    Login Here

What We Can Do For You

Generic placeholder image

Time Investment works with home improvement service providers like you to grant home renovation loans to their prospects at affordable interest rates and on convenient repayment terms.

That way, your customers can plan out home improvement projects without worrying about large financial setbacks.

With our home loans, they won’t have to pay the lump sum amount upfront. Instead, they can make a down payment and pay for your services through monthly payments (at a lower interest rate as compared to other financing companies).

We don’t leave you hanging in the air. As soon as the customer makes the purchase, we pay you up with the full amount to provide you with the working capital you need.

Also, you won’t have to worry about managing customer accounts and acquiring loan repayments from them. We’ll handle all of the administrative work while you can just focus on running your business.

All things considered, with our home improvement loans, you’ll be able to scale your home repair business.

Why Choose Time Investment

Generic placeholder image

Time Investment provides generous home improvement loan amounts at the best interest/percentage rates and flexible loan terms.

We won’t burden your clients by implying higher interest rates, prepayment taxes, unsecured loans, cash-out refinances, second mortgage lien, or home equity line of credit (HELOC).


Some of the features that make us stand out from the competition are:


1. Programs accommodating different scores (no-credit, prime, non-prime customers).

2. Flexible payment options at the best rates and low origination fee.

3. Rapid credit approval process (with a high approval rate).

4. Consumers don’t necessarily need to have a good credit score to get approved for home improvement financing.

5. Autopay option for your customers.


Above all, we’ll go the extra mile to always place your best interests first.

That is what enables us to establish long-term and fruitful relationships with all of our clients and lenders.

Through our raving fan customer service, we have reached a point where 95% of our referrals come through word-of-mouth marketing.

Our partners love the work that we do

Read what our clients have to say about their experiences working with Time Investment.

Learn More

We have been working with TIC since 2008. The reason we use them is the personal service we receive. TIC owners John, Mike, and Tom are involved in the daily business. They make it real easy for the dealer and customer.

Steve, Culligan Water

My favorite part about TIC has been the continued support I receive from the folks that man the dealer services phones, and specifically from my dealer rep. My colleagues at TIC have a seemingly unlimited supply of patience for me. I value that team-oriented spirit and feeling that I get from TIC. I never feel like I’m alone, when using their service.

David, Allied Remodeling

Frequently Asked Questions

  • What exactly is Time Investment?

    Time Investment is a consumer financing company that provides flexible loan options/financing solutions to the end-customers of businesses, enabling them to purchase high-ticket products and services.

  • What financing products does Time Investment offer?

    Time Investment company offers consumer financing through installment loans (paid back via convenient monthly payments). We also offer revolving credit lines to businesses for repeat purchases.

  • Does TIC provide personal loans?

    TIC is a third-party consumer financing company that collaborates with lenders/distributors to cater to the consumers of our partner businesses for different loan purposes. We don't directly offer personal loans.

  • What credit scores would my customers need to get approved for financing?

    At Time Investment, we won’t reject any applicant with a bad FICO score/credit history right away. We're one of the few loan lenders that remodel our plan to cater to every customer. Therefore, it doesn't matter if your customers have an excellent credit score or a bad one, we'll process their application and provide loan offers based on their special circumstances.

  • What makes TIC different from FHA or Lightstream?

    TIC doesn’t provide independent loans to consumers. Instead, we give loans to the customers of our partners. We also don’t offer personal home equity loans or mortgage loans.

  • What other niches/industries do you partner with?

    Besides home improvement, we also offer financing to the customers of medical (dental, surgical, cosmetics, etc.), water treatment, home foods, energy conservation, memorial monuments and services, and cookware businesses.