Boost sales with flexible water treatment financing

Let your customers pay with convenient monthly payments

How It Works

What We Can Do For You

We believe that home improvement, water treatment systems, and medical services are not luxuries, but necessities that everyone deserves. We also believe that businesses shouldn’t have to settle for less and lose their prospects due to high upfront costs.

To that end, we provide desirable financing solutions to our partners, which they can then offer to their end-customers.

If you’re a water expert providing water systems, water filtration systems, water softeners, or clean water, you could very well capture a much larger market by leveraging our water treatment financing services.

Furthermore, we’ll take care of all the administrative work, including managing your clients, acquiring payments from them, and everything else involved in the financing process.

Why Choose Time Investment

What makes us stand out from our competitors is the fact that we personalize and value the relationship with every single one of our clients. Whenever a business joins our clientele, we welcome them as a valuable addition to our glorious family. Their scalability and growth become our top priority, and we do everything we can to make that happen.

We’re a business run by a family, and we proceed with a can-do attitude. Therefore, whenever you reach out to us with a query or concern, our team members will go the extra mile to provide you with the best customer support.

In addition to the above, here are a few more things that set us apart from the rest:


1.  We work with a common-sense lending approach when processing credit applications, approaching every case with a fresh perspective

2.  Quick credit decisions at our end leading to swift credit approvals from your customers

3.  Auto-pay option for your customers

4.  Flexible Credit programs


We provide installment loans at highly affordable interest rates and convenient payment options (minimum monthly payments) so that no one gets left behind.

Our partners love the work that we do

Read what our clients have to say about their experiences working with Time Investment.

Learn More

We have been working with TIC since 2008. The reason we use them is the personal service we receive. TIC owners John, Mike, and Tom are involved in the daily business. They make it real easy for the dealer and customer.

Steve, Culligan Water


My favorite part about TIC has been the continued support I receive from the folks that man the dealer services phones, and specifically from my dealer rep. My colleagues at TIC have a seemingly unlimited supply of patience for me. I value that team-oriented spirit and feeling that I get from TIC. I never feel like I’m alone, when using their service.

David, Allied Remodeling

Frequently Asked Questions

What is Time Investment Company, exactly?

Time Investment is a third-party consumer financing company that collaborates with lenders/distributors to provide consumer financing options. Keep in mind that we don't directly provide consumer loans to individuals.

How will consumer financing help my business?

With our easy payment plans, your customers can conveniently pay for your water treatment services without making any upfront payments (on their part). That way, you can get more clients and scale your business.

What credit scores do my customers need to get approval for financing?

We provide special financing solutions for prime, non-prime, and no credit score customers. Therefore, even if your prospects have a bad credit score (or no credit at all, for that matter), they could still qualify for water treatment financing and become paying customers.

What makes you different from other finance companies?

At Time Investment, we don’t rely on formulas to reject or approve your customers’ credit applications. Instead, we use Common Sense Lending to almost always work something out and create suitable payment plans.

What financial products does Time Investment offer?

Time Investment specializes in offering installment loans to the end-customers of our clients (at interest rates lower than our competitors). However, for regular and loyal customers that make repeat purchases in certain niches, we also offer revolving lines of credit.

Who else can partner with Time Investment?

In addition to water experts, Time Investment also welcomes businesses in the medical, home improvement, cookware industries, memorial monuments and services, home food services, and energy savings industry to become our clients.

How to Offer Water Treatment Financing to Customers

How to Offer Water Treatment Financing to Customers
Updated on August 26th, 2020

In today’s world, offering water treatment finance to customers is one of the most profitable services that a company can provide to clients.

Now, the need for clean, potable water is a must-have safety practice within homes and commercial establishments alike. 

Ever since Congress passed the Safe Drinking Water Act (SDWA) in 1976, water treatment systems must be regulated to ensure the wellbeing and health of all citizens in the United States of America.

According to a report from the United States Environmental Protection Agency, roughly 150,000 public water systems in the United States deliver drinking water to society. This includes both residential and commercial buildings.

That said, the regulatory demands from the State do not absolve homeowners and property owners from the need to pay for projects related to water treatment. 

Therefore, companies that provide water treatment financial solutions to property owners and homeowners stand a better chance of coming out on top in the long run. 

In this blog post, we will provide a round-up of everything you need to know concerning water treatment, in turn examining its benefits to lenders and also explaining the best way to go about offering it. 

Let’s dive in.

An Overview of Water Treatment Financing

Water treatment financing is a line of funding granted to a borrower (either a property owner or a homeowner) to offset expenses associated with water treatment.

These expenses can be associated with homes and residential properties or even commercial and office spaces.

In both cases, water treatment projects typically involve the installation of a water filtration system in pipes and faucets to ensure that clean water is distributed from water supplies. These filters aim to eliminate bad particles from your water such as cryptosporidium and lead which are harmful to the human body. Similarly, a water treatment financing solution can also cover the cost of reverse osmosis systems and water softeners for water purification processes. 

Information detailed by Water Quality Products indicates that consumers are still borrowing, noting an upward trend in credit borrowing habits ever since the beginning of the 21st century. 

Consequently, in order to finance their projects, borrowers usually turn to a water treatment finance plan.

What Water Treatment Financing Brings to Lenders

Water treatment financing can provide a slew of benefits for service providers that promise an increase in revenue and customer reach.

These include: 

The Dangers of Traditional Water Treatment Financing Plans

At present, persons seeking water treatment financing have largely been exposed to the following finance options: 

While it is true that most water treatment service providers do offer financing plans to their customers, all of the aforementioned options represent a concession that most potential borrowers cannot accept. 

On one hand, most of these plans are characterized by high-interest rates. This is especially true for unsecured loans since these lines of credit do not require that the borrower guarantees repayment of the loan via collateral or any type of asset.

Similarly, another major problem lies in the terms and conditions of the loan’s repayment. Potential borrowers are usually forced to settle for the loan amount, monthly payment, payment period, prepayment penalties, and credit approval procedures since the programs offered by these companies are non-negotiable. 

The problem is evident: traditional water treatment financing is too inflexible. It does not satisfy the individual needs of specific clients.

Logically, the most effective way to meet the demands of potential borrowers is with a flexible finance plan that enables them to access your services at an affordable and reasonable rate.

Here’s how Time Investment Company assists you in delivering these types of solutions. 

Time Investment Company for Water Treatment Financing

Time Investment Company (TIC) is a family-owned finance company that crafts customized financial plans for businesses and their clients. For the last forty (40) years, we have partnered with water treatment service providers to deliver attractive lines of credit to their customers, thus enabling them to access your services at a more affordable rate.

We at TIC work hand-in-hand with companies like yours to ideate, design, develop, and implement payment plans that enable you to stand out among your competitors. In doing so, we grant your customers financial solutions that incentivize them to leverage your services. With us, all your clients need to do is make an initial down payment on your service. Following this, they will then pay off the rest of the balance in minimum monthly payments based on the finance plan afforded to them jointly through your company and TIC. 

During our time in the finance industry, we have successfully financed $775M in loans for clientele across over 250K businesses.

Discover the benefits that await your company from flexible finance plans by aligning with TIC to boost your service orders today. 

Takeaways for Water Treatment Financing

All in all, water treatment financing can promise rewarding, fruitful, and lucrative benefits to service providers if you develop the right finance plans for your customers.

TIC can help you craft these financial solutions and deliver them to your clients so that they can have an easier time accessing your services.

Reach us via (800) 236-1177 to learn more about how we can aid you in connecting your customers to these plans today.