Capture more clients with flexible electrical and plumber financing

Grow your electrical and plumbing services with our consumer financing options

How It Works

  • 1.

    Get a tailored proposal

    We'll start off by creating a custom plumbing financing option for your company. The process is quite simple - get in touch with our team to discuss your business objectives and describe your target market. We will then customize a finance plan that's suited for your specific needs and helps you convert your prospects into paying customers.

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  • 2.

    Apply to become a client

    Once you go through the custom financing plan that we tailor to your business needs, the next step will be for you to register to become a client. To become a member of the Time Investment family, you need to fill out an online application. The entire process is super-fast, very straightforward, and doesn't require much legwork (at least not on your part).

    Apply Here
  • 3.

    Start submitting loans

    As soon as your online application is approved, you can start submitting and tracking home improvement loans for your customers. Our team gets you onboard by taking you through an extensive training process. After that, whether your customer needs a tankless water heater fix, drain cleaning, faucets fixed for hot water, or any other plumbing repairs, they'll be covered.

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What We Can Do For You

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Time Investment offers competitive financing options to help your customers pay for high-ticket plumbing projects. With our partnership, your customers can enjoy home repairs by instantly getting generous loan amounts at reasonable interest rates.

In simple words, we’ll help you provide the installation and repairs of plumbing systems by offering your customers convenient payment options. That way, if your customers can’t make an upfront payment for the plumbing work, they can easily pay via a monthly payment plan.

All in all, we can play a silent role in helping you expand your business by overseeing the entire loan application and collection processes, ensuring that you get paid in full.

Why Choose Time Investment

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One thing that makes us stand out from the competition is the fact that we cherish our relationship with our customers and proceed with a can-do attitude.

We’re a family-owned and operated consumer financing company that drives with a customer-centric approach. When you become a part of the Time Investment family, you’re not treated as just another number, but rather an important asset.

In addition to the above, here are a few things that make us the go-to consumer financing company for hundreds of businesses:


1.  Flexible credit programs.

2.  Swift credit approvals and reasonable interest rates.

3.  Auto-pay options for your customers.


At the end of the day, we value the businesses of our clients like our own, and always go above and beyond to ensure their success.

Our partners love the work that we do

Read what our clients have to say about their experiences working with Time Investment.

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We have been working with TIC since 2008. The reason we use them is the personal service we receive. TIC owners John, Mike, and Tom are involved in the daily business. They make it real easy for the dealer and customer.

Steve, Culligan Water

My favorite part about TIC has been the continued support I receive from the folks that man the dealer services phones, and specifically from my dealer rep. My colleagues at TIC have a seemingly unlimited supply of patience for me. I value that team-oriented spirit and feeling that I get from TIC. I never feel like I’m alone, when using their service.

David, Allied Remodeling

Frequently Asked Questions

  • What is Time Investment?

    Time Investment is a third-party finance company that collaborates with lenders/distributors to provide consumer financing options at suitable loan terms. We allow the end-customers of our clients to pay for expensive products and services through convenient monthly payment plans.

  • How will plumbing financing help my customers?

    With the help of Time Investment Company, you can solve the electrical and plumbing problems of your prospects without acquiring an upfront payment from them. That way, they won’t have to break the bank to acquire the services of your electrical/plumbing company. And you will still receive the total amount upfront from us.

  • Which service areas do you cover for offering consumer financing?

    We offer consumer financing options for a wide range of service areas/niches, including medical treatments & services, home improvements (electrical appliances, plumbing, furniture, windows, roofing, etc.), home food services, energy conservation, water filtration, memorial services, and more.

  • What credit scores do my customers need to get approval for financing?

    The best thing about Time Investment is, we offer a finance plan for people with bad credit scores or low FICO scores. We offer extensive loan programs for prime, non-prime, and no credit score customers. If they have a bad credit history, nothing can stop them from being your customer. All we do is check for a few parameters before processing such loan applications.

  • Is there anything else that makes Time Investment different?

    Another thing that makes Time Investment great is our amazing raving fan customer service. Our team will always be there to assist you through anything you need and provide exclusive advice, keeping your best interests in mind.

  • Is it difficult to get financing from Time Investment?

    Unlike most finance companies, Time Investment doesn't use mere formulae and number crunching for credit approvals. Instead, we use Common Sense Lending, in which one of our team members will jump on a call to discuss realistic options to help as many of your prospects as possible.