Offer affordable LASIK eye surgery financing plans to your patients

Skyrocket revenue by offering flexible laser eye surgery financing

How It Works

What We Can Do for You

The average cost of LASIK eye surgery in the US is between $1,500 and $3,000.

Not everyone can pay for the LASIK procedure upfront. To make things worse, unlike other vision

care procedures, LASIK is an elective procedure that many health insurance companies do not cover.

This also prevents eye care providers from fully scaling out their practices and getting enough patients for this costly procedure.

However, by partnering with Time Investment, you can enable your patients to pay with minimum monthly payments and afford the cost of LASIK procedures.

That way, you can also get more patients, perform more procedures, and grow your practice — everybody wins.

In general, eligible applicants will get funding within 24 hours of applying. Finance LASIK surgery or and other medical procedures for your patients and watch your business grow.

Why Choose Time Investment

We make it easy for the patients of ophthalmologists and LASIK surgeons to apply online for financing, and offer them with the best payment options.

We’re a family-owned and operated consumer financing company that drives with a customer-centric approach. That’s where our raving fan customer service steps in – providing world-class customer support to both our lenders and clients.

That’s not all. Here are some of the many benefits that make us the best provider of LASIK eye surgery financing:


1.  Fast credit approval to streamline scheduling procedures.

2.  Financing options for a wide range of credit scores.

3.  Finance LASIK procedures at low interest rates without any prepayment penalties.

4.  Auto-pay options for your patients.


Want to know more about our products and services? Contact us today for a free consultation.

Our partners love the work that we do

Read what our clients have to say about their experiences working with Time Investment.

Learn More

We have been working with TIC since 2008. The reason we use them is the personal service we receive. TIC owners John, Mike, and Tom are involved in the daily business. They make it real easy for the dealer and customer.

Steve, Culligan Water


My favorite part about TIC has been the continued support I receive from the folks that man the dealer services phones, and specifically from my dealer rep. My colleagues at TIC have a seemingly unlimited supply of patience for me. I value that team-oriented spirit and feeling that I get from TIC. I never feel like I’m alone, when using their service.

David, Allied Remodeling

Frequently Asked Questions

Why is Time Investment the best alternative for Care Credit?

Offering financing for eye surgery to potential patients can help you capture a larger market. Not only does TIC give eye clinics the ability to gain more customers, but also the tools to maintain their accounts once the procedure is completed.

Which service areas do you cover for LASIK eye surgery financing?

We offer financing for laser vision correction, astigmatism treatment, LASIK surgery, dry eye treatment, and other high-risk eye surgery procedures.

What other products/services does Time Investment offer financing for?

In addition to vision care, we also cater to direct-sales industries, including home improvement, home foods, energy conservation, water filtration, and other areas of medicine.

Is it difficult to get loan approvals from Time Investment?

When you offer financing through Time Investment, none of your prospects will feel left out. One of our unique selling points is that we cater to prime, non-prime, and even no credit customers, allowing you to capture maximum prospects.

What process does Time Investment follow for credit approvals?

We don’t solely depend on computer algorithms to pass verdicts on credit approvals for eye care financing. Instead, we use a Common Sense Lending approach to evaluate every case individually.

Does Time Investment offer personal loans for LASIK procedures?

Time Investment is a third-party financing firm that offers flexible payment plans for consumer financing. We work with clients/providers to offer you consumer financing at reasonable interest rates so they can afford the LASIK cost.

How to Offer Lasik Eye Surgery Financing to Customers

How to Offer Lasik Eye Surgery Financing to Customers
Updated on August 26th, 2020

At present, the rising demand for Lasik eye surgery financing is indisputable. 

After all, laser eye surgery (or refractive surgery) administered to patients who suffer from myopia, hyperopia, and astigmatism is costly.

According to information shared by WebMD, the average cost of a Lasik eye surgery ranges from $2,000 and $3,000 per eye. 

What’s more, these operations are typically not covered by a health or medical insurance plan since they are deemed elective procedures.

The same report issued by WebMD indicates that some 700,000 patients every year opt for this medical procedure, thus implying a fairly large market to which service providers can cater. 

What’s more, based on data released by Acumen Research & Consulting which projects an anticipated aggregate market growth (CAGR) of 4.4% between 2021 and 2026, this niche promises greater profit returns in the years to come.

One of the best ways to capitalize on this forecast is by offering Lasik eye surgery financing to your patients.

In the blog post, we break down all you need to know about providing Lasik eye surgery finance services to your patients the right way.

An Overview of Lasik Eye Surgery Financing 

Lasik eye surgery financing is a type of payment plan administered to patients seeking better vision (by way of vision correction surgery) that permits them to make staggered payments for their procedure of choice. 

The service provider/financing company (be it a public vision care hospital unit or Lasik surgeons in private healthcare firms) is the one who regulates the cost of Lasik surgery as well as the specific types of operations that a patient can access. However, in most cases, Lasik eye surgery providers offer one or more finance plans for the following two categories: eye care/vision and Lasik vision correction respectively. The specific types of operations which fall under both of these groupings are:

For all of the operations listed above, the provider’s finance solutions set the repayment terms, conditions, possible penalties, rates, and annual fees to which the patient must adhere. 

Usually, these finance options require the patient to make an initial down payment followed by a series of monthly payments over a fixed period of time. 

Why Lasik Eye Surgery Financing Benefits Service Providers

One who provides financing plans to laser vision correction patients enjoys a host of exclusive benefits that all work together to augment your overall business revenue.

These are: 

The Dangers of Traditional Lasik Eye Surgery Financing Plans

In today’s world, where patients cannot source a finance plan from a laser eye surgery service provider and wish to offset the cost, they typically use the following options: 

In as much as these options do exist, all of them constitute a financial concession or inconvenience to patients in some way, shape, or form. 

To begin with, most of the finance solutions listed above are noted for the elevated interest rates which patients are expected to assume. This is particularly true for bank loans, credit cards, and unsecured personal loans. Usually, these interest rates are non-negotiable and are a serious financial detriment to those who are unable to afford the added monthly medical expense.

What’s more, in the case of secured loans and bank loans, patients are usually required to put some form of asset (be it a house or otherwise) as collateral. This collateral can then be used by the lender in the event that the borrower is incapable of meeting a minimum number of monthly payments. Needless to say, this constitutes yet another issue for patients who either do not have any assets or who are unwilling to use their assets as collateral, for whichever reason. Besides, most times they also do not provide any tax-free benefits for patients.

However, universally, one of the most frequent pain points experienced by patients using any of the aforementioned plans lies in the repayment terms to which they are bound. Apart from the interest rate, these conditions also extend to loan amount, payment period, possible prepayment penalties, and credit approval processes. In most cases, lenders do not provide patients with the flexibility needed to assume lines of financing in a financially comfortable way. 

This is where the main issue lies: Lasik eye surgery financing is not flexible since it does not meet the individual needs of the patients for whom they are destined.

This is a golden opportunity for service providers such as yourself to capitalize on the gap which exists in the market and reel in more patients with flexible finance plans. 

Time Investment Company can help you do just that. Here’s how. 

Time Investment Company for Lasik Eye Surgery Financing

Time Investment Company (TIC) is a US-based finance company that designs and implements various finance solutions for businesses that need them. Among these solutions, we partner directly with service providers to facilitate flexible finance plans which customers can use to pay for services rendered in a financially comfortable way. 

At TIC, we have successfully financed well in excess of $775M in loans across 250K businesses. For decades, we have worked directly with Lasik eye surgery service providers, creating attractive, customized finance plans that coincide with the specific financial needs and capabilities of clients. That way, businesses like yours meet customer demands and increase the chances of customer retention and higher service orders. 

Uncover the plethora of benefits that TIC-approved flexible finance plans can bring to your overall business revenue.

Takeaways for Lasik Eye Surgery Financing

When done correctly, Lasik procedure financing can yield immense remunerative rewards for service providers when it comes to revenue growth, customer retention, and increased service orders. 

We at TIC can assist you from start to finish in designing and delivering flexible finance payment options that’ll bring you one step closer to accessing your services.

Contact us by calling (800) 236-1177 to find out more about how we can help you get these financing options underway at your firm today.