Get more clients with cosmetic surgery financing

Offer your clients cost-effective plastic surgery financing to pay for procedures

How It Works

  • 1.

    Get a tailored proposal

    We don’t use the same financing program for every cosmetic surgery provider. That’s why we'll conduct a one-on-one session with you to offer a tailored proposal that entails your business needs and provides suitable payment plans—making you the go-to plastic surgeon in your area.

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  • 2.

    Apply to become a client

    After getting a tailored proposal that fits the cosmetic surgery financing criteria for you and your clientele, the next step will be to apply to become an official Time Investment client. To do so, you'll need to fill out an online application form. The entire process is easy and won't take long.

    Apply Here
  • 3.

    Start submitting loans

    As soon as we accept your application, you can start submitting and monitoring loan applications of your customers for cosmetic surgery financing (and financing for other medical procedures). At this point, our team will take over and manage the entire process.

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What We Can Do for You

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Time Investment can provide simple and budget-friendly financing options to your clients for different plastic surgery procedures.

Cosmetic surgical procedures aren’t exactly cheap. Because of that, a lot of clinics struggle with getting new clients or cutting down on their price tags.

To solve that problem, we’ll offer your patients the option to pay with affordable monthly payment options, allowing them to get the procedures they want without breaking their bank accounts.

As most health insurance plans do not cover plastic surgery funding, our financing plans offer payment arrangements for patients who can’t afford them upfront. We do this by offering generous loan amounts.

Why Choose Time Investment

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Time Investment is here to help your clients pay for elective cosmetic treatments and surgeries, which are rarely covered by insurance companies.

One of the many things that make us stand out is our fast online application processing that can get you started in just three simple steps.

Most importantly, once you become a member of the Time Investment family, we’ll do everything we can to offer you the best customer support you’ll ever get. And we’ve been doing this since 1981.

Don’t believe us? 95% of our referrals come through word-of-mouth marketing alone, which goes to show just how much we value establishing fruitful relationships built on trust and respect.

Here are some additional things that make us stand out from other financing companies:


1.  Competitive interest rates for your clients.

2.  Affordable monthly payments.

3.  No prepayment penalty.

4.  Flexible loan term options to choose from.

5.  One-on-one training for your staff members to show them the ropes.

6.  Easy application processing.

7.  Quick loan approval decisions within 24-48 hours (and high approval rates).


All in all, Time Investment has made it easy to afford plastic surgery procedures with no prepayment penalties, upfront cost, and no annual fees.

Our partners love the work that we do

Read what our clients have to say about their experiences working with Time Investment.

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We have been working with TIC since 2008. The reason we use them is the personal service we receive. TIC owners John, Mike, and Tom are involved in the daily business. They make it real easy for the dealer and customer.

Steve, Culligan Water

My favorite part about TIC has been the continued support I receive from the folks that man the dealer services phones, and specifically from my dealer rep. My colleagues at TIC have a seemingly unlimited supply of patience for me. I value that team-oriented spirit and feeling that I get from TIC. I never feel like I’m alone, when using their service.

David, Allied Remodeling

Frequently Asked Questions

  • What cosmetic surgery financing services do you offer?

    We provide plastic surgery financing through installment loan offers—ideal for healthcare providers dealing with breast implants, liposuction, breast reduction, facelift, tummy tuck, botox, reconstructive surgery, mommy makeovers, breast augmentation, eyelid surgery, nose jobs or any other cosmetic procedures.

  • What are the down payment requirements for plastic surgery financing through TIC?

    Down payment requirements are set based on the credit history of your patient. If your client has an average or above-average score, they may not have to put down any money. What's more, our credit approval process is simple and has a very low origination fee.

  • Can a customer with a bad credit score get surgery loans from Time Investment?

    Time Investment has helped many people with bad credit to get cosmetic and plastic surgeries We cater to prime, non-prime, and even no-credit applicants, making us one of the most sought-after options for cosmetic surgery financing.

  • Do you offer personal loans to the end-customers?

    We are a third-party financing firm that offers flexible payment plans for consumer financing. We work with third-party clients/providers to offer financing at reasonable interest rates to the prospects of our clients and allow them to buy high-ticket consumer products/services through low monthly payments.

  • What makes Time Investment special?

    Time Investment uses the Common Sense Lending approach to offer financing. What this means is that we don’t use formulae to approve/reject credit approvals—instead we look at each case individually and try our best to work something out.

  • What else makes Time Investment the best option for Cosmetic Surgery Financing?

    Another thing that makes us the best option out there is our raving fan customer service. Our staff will always go above the call of duty to provide you with the best support in the world of finance—something that gets us 95% of referrals through word-of-mouth.